The fight against insurance fraud
Stung by fraud in connection with losses estimated at several billion dollars a year, the insurance industry is working hard with the criminal prosecution authorities to implement corrective measures. But public opinion could not prevent.
A survey sponsored by industry Insurance Research Council revealed that 25% of respondents believed that the pumping until the value of a claim has been submitted to an insurer OK. A complete list third said it was all right to do so, for the pro-rata basis, as an Out-of-bag costs to the insured. But at the same time, companies surveyed said the report, only a quarter of the insurer to consider fraud on insurance applications.
The new efforts to fight against fraud insurance, for example, better use of technology, in addition to the criminal law and civil sanctions, and the agreement enables insurers to merge the data for the insured, the huge number file claims against several companies. Other measures include psychological profiling and, in England, even lie detectors.
The insurance services from 50 countries, the authorities of state control of the fight against fraud Directors National Conference, which meets regularly, inter alia, the flag and the last new insurance cheat. Every ten States, but now have a kind of insurance for official functions of fight against fraud. New Jersey has an insurance fraud prosecutor armed with a budget of $ 30 million and new laws harsh.
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